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Debit Cards

ETA Expo Recap

May 3, 2013
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FUNDED

Recap of the ETA Expo as it pertains to Merchant Cash Advance: Just about every funder has an ACH program or is working on implementing one. Many funders are licensed lenders or are working to become licensed in the states where it may be necessary. There actually seemed to be a lot of excitement about [...]

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Credit Card Purchases with SafeKey

March 24, 2013
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SafeKey is a nice little feature that American Express is now offering. A password is required in order to make an online purchase with the card. My question is, why isn’t this mandatory for all credit card purchases with all cards? 99% of the time, no one questions whether or not I am the person [...]

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Your Life or Your Bank Statements

February 20, 2013
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bank statemetn

“Um, I don’t feel comfortable sending them to you because they’re private.” One of the most interesting things I experienced as a broker and underwriter is the amount of times I heard merchants tell me their bank statements were too private to send in. I understand it’s not exactly the same thing as telling someone [...]

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Avoiding Credit Card Fraud

January 7, 2013
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credit card fraud

Many small businesses that weren’t able to utilize traditional credit card processing services are delighted to find that there are now applications where they can accept credit card payments using a smart phone. However, before you jump on the bandwagon, it only makes sense to do your due diligence as to how to avoid credit [...]

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Job Losses Possible Threat to MCA Industry / Google Penguin Kills Survivors / No Debit Card Savings

May 6, 2012
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How sure is this recovery? A few months ago, all signs pointed to a roaring recovery. As the data comes in each month, it’s looking less and less like a definitive thing. Sure the unemployment rate is going down, but mainly because hundreds of thousands of people are giving up on searching for jobs. The [...]

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