Merchant Cash Advance Restricted Industries
Not every business that accepts credit cards meets the criteria to be funded. The business model alone may be cause for disqualification. The following is a basic high risk list. This is by no means uniform industry wide, nor does being high risk imply that an approval is not possible. Business owners should consult with their sales representative to determine their options.Basic High Risk
List:
* Accountants
* Adult Entertainment / Materials
* Advertising Agencies
* Advice on Sporting Events
* Airlines
* Animal Breeders
* Annual Memberships
* Attorneys (including Bankruptcy / Collection)
* Auto / Truck Dealerships – New and Used
* Auto Manufacturing and Related Industries
* Bail Bonds
* Bookkeeping
* Business Conference / Service Rental Centers
* Charter Yachts
* Check Cashing
* Collection Agencies
* Credit Card Protection
* Credit Restoration / Repair
* Currency Exchanges
* Custom Services
* Construction Services
* Construction Related Industries (Raw Materials / Finished Products / Services)
* Dating Services
* Direct Marketing
* Discount Coupon Book Sales
* Discount Medical Cards
* Discount Travel Clubs / Subscriptions
* Drug Paraphernalia
* Employment / Staffing Firms
* Escort services
* Factoring Organizations
* Farms
* Firearms Sales
* Flea Markets
* Fraternity / Sorority
* Freight Brokers
* Gambling Establishments
* Gas Stations (w/o Repair Shop)
* Gyms / Activity Centers
* Horoscope / Fortune Telling
* Home-based Businesses
* Home Building and Construction
* Home Remodeling Industries
* Illegal Products / Services
* Insurance Policy Issuers
* Investment Opportunities
* Lotteries / Raffles / Gaming / Gambling
* Magazine Subscriptions
* Mail Order Coin Sales
* Mortgage Reduction Services
* Mortgage Lenders
* Motorcycle / Scooter Dealerships
* Non-Bank Cash Advances
* Non-FDA Weight Loss Products
* Not-for-Profit Companies
* Non-US Companies
* Oil & Fuel Equipment / Suppliers
* Pawn Shops
* Precious Metal Sales (Internet)
* Personal Trainers
* Private Investigation Services
* Real Estate Brokers
* Real Estate Management Companies
* Sports Memorabilia
* Startup Businesses
* State and Government Agencies
* Tax Related Services
* Ticket Brokers
* Time Share Rentals
* Time Share Investments / Purchases
* Virtual Auction Houses
* Wire Transfers
