Free Unbiased Resources on Merchant Processing and Merchant Cash Advance

Merchant Cash Advance Directory

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This directory contains verified Merchant Cash Advance funding providers. It is limited to companies that underwrite the advances themselves (direct funders). Combined, they back more than 80% of all MCA transactions in the United States.

If you are not able to find a specific company here, they may be listed in our exclusive Merchant Cash Advance service provider database. Listed companies must meet certain verification requirements. Please e-mail us at: Webmaster@merchantprocessingresource.com for more information.

THE 32 BIGGEST NAMES IN MERCHANT CASH ADVANCE

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	1st Merchant Funding 1st Merchant Funding Other Miami, FL postal Work Email: info@1stmerchantfunding.comINTERNET
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2007 BETTER BUSINESS BUREAU STATUS: NOT LISTED NOTABLES: SPONSOR OF MERCHANT CASH ADVANCE FORUMS MERCHANT PROCESSING RESOURCE VERIFIED: YES 1st Merchant Funding has been a leader in the merchant processing and business cash advance arena since 1999. With vast experience and expertise in the merchant processing arena, 1st Merchant Funding came about in the recent years as a subsidiary of our parent company to offer businesses cash advances based on their existing and future credit card receipts. Our corporate headquarters is based in Miami, Florida with over 900 agents and offices located worldwide to better serve our customers. 1st Merchant Funding is one of the most trusted names in business cash advance. If you are having temporary cash crunches, 1st merchant funding provides small business cash loans for those difficult times that you might have. Not only that, but it can benefit you in so many different aspects. One of the many examples would be if you are planning an expansion. With the goal to become the finest provider of business cash advances for small businesses, 1st Merchant Funding works continuously to support the growth of businesses and helps to take it to the next level. We work towards making the business cash advance process as simple and risk free as possible. Small businesses can easily acquire a cash advance against their credit card sales receipt. It is also relatively easy to qualify for a business cash advance than to get a small business loan. At 1st Merchant Funding, any small business can acquire a business cash advance if they fulfill the following conditions: • Visa or Master Cards must be accepted as a form of payment. • Payments of $1500 or more must be processed in the business. • The business should have been running more than 2 years. • Credit card statements and bank statements for 3 month for seasonal business and 6 months statement for non-seasonal business should be available. Business Cash Advance vs. Small Business Loans It is apparent that all merchants know how trying it is to get a business loan from a bank or financial institution. On the other hand, these same people don’t need to be swayed into a personal loan even if you are going to squander all that money for vacations or buying a new car. But if you are looking for a business loan that is likely to give you a good ROI, you need to fulfill a bunch of criterions to qualify. One of the main conditions for getting a small business loan is to have a good credit score and unfortunately over 92% of the American population does not qualify for a business loan, including the Small Business Administration (SBA) Guarantee Loan Program. Credit Scores are just the start, even if you have a good credit score, financial statements will need to be provided, audited tax returns, business plan, a personal guarantee or collateral, other rigid requirements set forward by the financial institutions. Most banks would not even consider offering a business loan if you are; new in business, have a low credit score, no credit, credit problem, not enough collateral, and/ need under $100,000. To add to that, normally when you have a business loan, regular fixed monthly repayments of fixed amounts are involved. While it is so difficult to obtain a business loan, it becomes pretty easy to get some funding if you opt for a business cash advance. People even with low credit scores can be offered a business cash advance. Most business’s that accepts credit cards and are in business for more than 2 years qualify for a business cash advance. A business cash advance does not require a personal guarantee or collateral. And we do not require fixed monthly repayments. Business cash advances are repaid automatically through Visa or Master card sales. It is a much easier option compared to business loans. A business cash advance provider would not take equity ownership of your business and you are free to use the money for any purpose you see fit. When business cash advance providers get paid when you sell and get paid, it is more of an investment to them. The repayment of your business cash advance follows the revenue trend of your business and your cash sales are never used for repayment. This ensures that it is never a burden for you to repay the cash advance. If your business needs an injection of cash flow it is time you apply for a business cash advance and start enjoying the financial happiness you deserve.

	AdvanceMe AdvanceMe Other Kennesaw, GA postal Work Phone: 866-700-648Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 1998 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: #1 LEADING MCA FUNDER BY VOLUME MERCHANT PROCESSING RESOURCE VERIFIED: YES UCC FILING CODE NAMES: MINGLEWOOD SERVICES, SOUND GARDEN AMI Offers an Alternative to Small Business Loans AdvanceMe, Inc. (AMI) is the nation's leading Merchant Cash Advance provider. Thousands of small to medium-sized businesses have used AMI to power their growth. Founded in 1998 and with offices in Kennesaw, GA, Scarsdale, NY, and San Jose, Costa Rica, AMI has a nationwide sales and customer care staff that has supported over 25,000 businesses and more than 100 premiere franchise concepts. Our Marketplace AMI serves small to mid-sized businesses that process credit card sales. Our marketplace is therefore comprised of businesses spanning many diverse industries, businesses that might be found in every state of the nation. Our Staff Our staff members are dedicated professionals who truly care about the work that they do and the businesses they serve. Many of our sales and service professionals come from the same industries they now support, bringing valuable insight into every relationship. Our Systems Our award-winning, technology-based systems are a benchmark in the Merchant Cash Advance industry. These systems create a simple, seamless Merchant Cash Advance experience allowing businesses to manage and monitor their status and progress. Our systems have allowed us to create a unique "customer-friendly" approach to qualification. When most providers seek to "screen-out" potential applicants, we use our systems to be able to "screen-in" more qualified businesses. In June of 2007, the complex design and detailed functionality of our systems were honored by winning a coveted "Stevie©" award for Best MIS and IT Organization at the 5th Annual American Business Awards.View the Press Release here. Our Financial Strength As the nation's leading Merchant Cash Advance provider, AMI has the financial strength to fund every qualified deal. Our current credit facilities are believed to be the largest in the Merchant Cash Advance industry. Despite the uncertainties of the recent economic environment, our business model, data, systems, and technology, and decade-long history of best-in-class service enabled major financial institutions to provide additional facilities in 2008 and 2009, significantly increasing our abilities to provide small business funding.

	American Finance Solutions American Finance Solutions Other Anaheim, CA postal Home Phone: 800-760-5516home Work Email: info@americanfinancesolutions.comINTERNET
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Biography DIRECT PROVIDER OF FUNDS: YES RELATIONSHIP WITH MANY DIRECT FUNDERS: NO GROUPS OR ASSOCIATIONS: Member of NAMAA, ETA, IFA BUSINESS START YEAR: 2006 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: MCA FORUM SPONSOR MERCHANT PROCESSING RESOURCE VERIFIED: YES Why Choose AFS? 1. You are dealing with THE FUNDING SOURCE. We are not an agent, broker or reseller. 2. Industry leading CUSTOMER SERVICE. Speak with people who know you, your business and understand your needs. 3. You are NOT REQUIRED to change your credit card processor. We have several alternative collection methods available. 4. You can choose from several FLEXIBLE PROGRAMS to meet your business needs. We understand each and every business is different and will not fit into the same "cookie cutter" program. American Finance Solutions is an expert helping small- and medium-sized businesses meet their working capital needs. We recognize and understand the financial situations and challenges your business faces in accessing working capital. Utilizing a unique asset for providing this working capital - future credit card sales - AFS is able to advance your business the cash it needs today through its merchant cash advance programs. Basically, AFS purchases a portion of your future sales at an agreed-upon discount. It is almost like saying, "We believe your business will grow. Therefore, we will "advance" you a percentage of that growth, and recoup it by taking back a percentage from your daily credit card transactions. We do not touch any other part of your cash flow - only the credit card transactions. Unlike our competitors, AFS takes the time to understand your business and its individual needs. Our advances are structured to meet your business' specific scenario. We do not believe that all businesses are the same and neatly fit into pre-set programs. At AFS we know that you have many different options when deciding on whom to partner with for financing. With AFS you will never deal with an agent or broker, rather you will be dealing personally with the principals of the company. We are the funding source! Benefits of the AFS programs include: * Qualification for funding based on ALL card types (Visa, MasterCard, AMEX and Discover) * No requirement to change processing companies * Several options for collecting * Industry leading customer service * No fixed payment amount * No fixed time frames for repayment * Flexible programs to suit all business situations (including seasonal & newer businesses) * Completely automated process * No application, broker or processing fees * AFS gets paid only when you get paid AFS has partnered with hundreds of businesses to get them the capital they need to grow their business, handle unforeseen expenses or meet daily operational expenses. We pride ourselves on leading the industry with unparallel client service and satisfaction.

	AmeriMerchant AmeriMerchant Other New York, NY postal Work Phone: 800-267-3790Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: NAMAA BUSINESS START YEAR: 2002 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES UCC FILING CODE NAMES: MERCHANTS ADVANCE, THE ADVANCE FUNDING COMPANY About AmeriMerchant Since 2002, AmeriMerchant has been providing working capital solutions to all types of businesses nationwide. We have become one of the best established and reputable providers of working capital to businesses against their future credit card sales (commonly known as a merchant cash advance), deploying hundreds of millions of dollars since inception. AmeriMerchant has been featured in The New York Times, Business Week, and The Green Sheet among others. AmeriMerchant’s working capital programs are a great alternative to traditional small business loan. At AmeriMerchant, we know each business has different working capital needs and as a direct funding source, we offer a variety of working capital solutions to fit your requirements. With over eighty full-time employees and offices in New York City and San Francisco, AmeriMerchant offers you the personal service your business deserves. And because we understand the challenges business owners face in obtaining small business loans today, we made certain our application process is simple and stress-free. Recently, AmeriMerchant expanded our working capital offerings beyond the traditional merchant cash advance. We introduced several new products that don't require a business to accept credit cards -- or allow a business that doesn't process a lot of credit cards -- access to our Alternative Funding Program. Another innovative AmeriMerchant offering, StockUp Inventory , lets your business purchase inventory from your suppliers with no money upfront. We also recently introduced marketing programs to drive customers to your store or business with no money upfront. For more information on this program, refer to the Foot Traffic Marketing program on our website. We at AmeriMerchant appreciate the opportunity to help your business with its funding and/or marketing needs.

	Arch Capital Funding Arch Capital Funding Other New York, NY postal Work Phone: 877-730-4992Main/span> Work Email: info@archcapitalfunding.comINTERNET
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2010 BETTER BUSINESS BUREAU STATUS: NOT LISTED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES About us Arch Capital is an established industry leader in providing merchant cash advances to small and medium-sized businesses. We offer businesses a welcome alternative to traditional bank loans with our unsecured cash advance that provide convenience and security without the strict requirements. Small and medium-sized business owners will find our unsecured cash advance program simple to set up, with our cash advance consultants always on call to serve the client’s needs. With easy requirements to fulfill, a quick window for approval and funding of up to $250,000, businesses can immediately receive their working capital in as short as seven days. We focus on providing businesses quality service and support. Our simple and efficient business financing programs will help businesses succeed and be profitable. How it works The unique program we offer business owners like you where we provide immediate working capital in the form of a cash advance. The great thing about our product is that unlike a bank There are no personal guarantees for repayment. No liens on your home or business. No fixed payments. It doesn’t show on your credit report. We can get you the cash in as little as 7 business days. You never have to guarantee a minimum monthly payment!!! The way it works is really unique. We give you a cash advance based on your Visa/MasterCard Business and the way you pay us back is through a small percentage of your future Visa / MasterCard transactions. There is no interest rate on our product. It’s an advance, not a loan. Here’s how it works: let’s say hypothetically we gave you $10k and we were taking 15% of your credit card transactions. If a customer came into your store and swiped their card for $100, then in this case, 15% or $15 would come to Arch Capital and go towards your remaining balance -the rest ($85) goes to you. You keep 100% of all cash and check sales and only repay through a percentage of credit card sales. This just keeps on going until your account is settled. The great thing about this arrangement is that we only get paid when you make a sale. So if you have a slow month, an emergency or some unexpected event, you don’t have to worry, because your balance never gets higher. Since we charge a one time fee up front, you’re not penalized for taking longer to pay back. For example, if we you owed us $10k on our 6 month plan and for some reason it took you 16 months to repay, you’re still only paying $10k. Our product is truly intended to be a business friendly working capital tool that will work with your business.

	Business Financial Services Business Financial Services Other Coral Springs, FL postal Work Phone: 866-411-4006Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: NAMAA BUSINESS START YEAR: 1998 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES UCC FILING CODE NAMES: FATON INC Business Financial Services, Inc. (BFS) is a direct funding source and leader in the merchant cash advance industry since 2002, by providing working capital to business owners in all 50 states and Puerto Rico. BFS helps small to mid-sized businesses get the financing they need for inventory, equipment, remodeling, advertising, or simply extra cash flow to help out with daily business demands. Headquartered in South Florida, BFS has offices located in New York, North Carolina and California. Our staff is dedicated to the continued growth and success of today's small businesses nationwide. Presently, we serve the needs of business owners who in the past have had lines of credit, floor planning, inventory loans, bridge loans, SBA loans, equipment leases and traditional loans. Due to the state of today's economy and the lack of funds available from traditional sources, BFS is able to assist these small businesses. Our financial stability is supported by institutional partners and bank financing. This allows BFS to fund all qualified merchants. Through years of industry experience and firm financial backing, BFS has solidified its place as the premier small business funding source.

	Capital For Merchants Capital For Merchants Other Troy, MI postal Work Phone: 877-898-2079Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: NAMAA BUSINESS START YEAR: 2005 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES At Capital for Merchants we understand the needs of businesses today. We're committed to helping you meet those needs to grow your business into the future. That's why we have partnered with North American Bancard® (NAB), the most innovative company in the Credit Card processing industry. NAB has the vast experience processing more than $6 billion in credit card transactions annually. Their unwavering commitment to customer service and their proven relationships with over 70,000 businesses nationwide makes our partnership an unbeatable combination.

	Capital Stack Capital Stack Other New York, NY postal Work Phone: 888-STACK-10Main/span> Work Email: Info@capitalstackllc.comINTERNET
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	Citi Wide Merchant Funding Citi Wide Merchant Funding Work 194 Park Avenue, Ste. B Amityville, NY 11701 work Work Phone: 631-608-2811Main/span> Work Email: quote@citiwidemerchantfunding.comINTERNET
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	Empire Merchant Advance Empire Merchant Advance Other New York, NY postal Work Phone: 877-778-7838Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2009 BETTER BUSINESS BUREAU STATUS: NOT LISTED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES

Entrust Cash Advance

Other New York, NY Work Phone: 877-760-9226 Work Email: sales@entrustms.com

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	Express Working Capital Express Working Capital Other Irving, TX postal Work Phone: 866-962-4922Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2007 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES What We Do Express Working Capital purchases a portion of your future credit card sales at a discount. We then collect a percentage of your future daily Visa/MasterCard/Discover sales directly from your credit card processor until paid in full. Repayment is automatic. You never have to worry about writing checks, making timely payments, or paying late fees. That's it. And, once you have paid down your advance to approximately 25% of its original balance, you can renew your advance to get additional capital, if needed. Renewal is easy and fast. In most cases, funds will be deposited into your account the next business day. What You Do Here’s all you have to do in order to receive the funding you deserve: Submit your application and at least 6 months of credit card processing statements for review. A Funding Coordinator will contact you to learn more about your needs and discuss the specifics of our proposal. Once you have agreed to the terms of the proposal, we’ll ask you to submit a few other documents for final approval. After final approval, we will send you our agreement for your review. Simply sign and return our agreement and, within a few days, funds will be deposited automatically into your business bank account. Once you receive your cash, Express Working Capital will begin collecting a small, agreed-upon percentage of your daily Visa/MasterCard/Discover sales until our agreement is fully executed. The credit card processor will transfer funds automatically and electronically. There’s no additional work on your part. Qualifications for Funding To qualify, you must: Run a traditional retail/service/restaurant business with at least one year remaining on your lease. Have a fixed business location. Be in business for more than one year (there are exceptions). Have a minimum monthly credit card volume of $25,000 (there are exceptions). Not be behind in rent or mortgage payments. Have no current, open bankruptcy proceedings.

	ForwardLine ForwardLine Other Woodland Hills, CA postal Work Phone: (866) 623-4900Main/span> Work Email: sales@forwardline.comINTERNET
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Biography ForwardLine was founded in 2003 by a unique combination of small business owners and finance professionals. We understand how most so-called small business lenders don’t get the job done. In fact, most small business loans just mean a smaller loan amount but with all the paperwork, delay and hassle of a big business loan. These lenders have inappropriate credit standards, long documentation requirements and take months to provide an approval. Meanwhile, small business owners often miss out on big opportunities simply because they can’t get the capital they need. At ForwardLine, we’ve changed all that. With decades of collective business and finance experience, the ForwardLine team came together with the goal of reinventing small business financing with programs that truly meet the needs of small business owners. Today, we’re proud to say that ForwardLine has provided financing to thousands of small businesses just like yours. ForwardLine offers loans and factoring programs with reasonable credit standards, minimal documentation requirements, and fast approval. ForwardLine empowers you, the small business owner, so that you never again have to let small capital needs stand in the way of big business opportunities.

	Genesis Capital Genesis Capital Other 4500 Biscayne Blvd. Suite 310 Miami, FL 33137 postal Work Phone: 786-369-1258Main/span> Work Email: mdaily@genfunding.comINTERNET
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2009 BETTER BUSINESS BUREAU STATUS: NOT LISTED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES

Greystone Business Resources

Other Woodstock, GA Work Phone: 866-813-1555

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Biography

DIRECT PROVIDER OF FUNDS: YES

GROUPS OR ASSOCIATIONS: NAMAA

BUSINESS START YEAR: 2007

BETTER BUSINESS BUREAU STATUS: Not listed

NOTABLES:

MERCHANT PROCESSING RESOURCE VERIFIED: YES

UCC FILING CODE NAMES: GBR FUNDING INC.

About GBR Funding

GBR Funding is a privately owned and funded company headquartered in suburban Atlanta. Our goal is to quickly get working capital into the hands of small business owners that will put it to work growing their business and our economy. Most of our executives ran small businesses before entering the financial services industry--we understand how important working capital is for a small business.

GBR Funding is different than most financing sources because we make decisions based primarily on a business's cash flow, not physical assets. By getting to know our clients and their businesses, we have designed Merchant Cash Advance and Merchant Loan programs to meet both short- and long-term business goals.

Our Merchant Cash Advances and Merchant Loan programs are a unique way to fund your business growth. The application process is fast, requiring very little paperwork or time on your part. Our primary credit criteria is your monthly cash flow--not your personal credit history or business assets. Funding typically takes a week or less-from application to cash-in-hand. Repayment is hassle-free and automatic; there are no checks to mail each month.

We are extremely proud of our client's achievements and would appreciate the opportunity to work with you. Please give us a call to discuss either a Merchant Cash Advance or Merchant Loan. Let us be your bridge to increased working capital and prosperity.

GBR Funding has earned its reputation for lower-cost merchant cash advances and superior customer service. We offer up to $2,500,000 to keep your businesses growing and profitable and will tailor a program to your specific needs. Our application process is streamlined and easy-you'll typically know how much you qualify for within a day, and receive the money in as little as a week.

GBR Funding's merchant cash advances are a powerful alternative to traditional bank or small business loans-you qualify based primarily on your business's cash flow, not collateral, personal guarantees, or the sacrifice of owner's equity. Collection is flexible, automatic, and based on your sales volume.

	GRP Funding GRP Funding Other Springfield, MA postal Work Phone: 877-571-7999Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: NAMAA BUSINESS START YEAR: 2008 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES About Us GRP Funding was built upon the principles of commitment, honesty and integrity. We don’t just provide a service, we develop strong, lasting realtionships; with our merchants, independent sales organizations and our preferred partners. Why Choose GRP Funding GRP Funding, as a privately owned and privately funded company, is uniquely positioned to offer the flexibility and creativity many businesses need to achieve success. As a young company, this is a very exciting time. We are strong and growing, allowing us to work one-on-one with each business owner’s unique needs, and often provide “out-of-the-box” solutions. At GRP Funding, you are never just a number or a form. You are part of the family. Your merchant Cash Advance is a pay as you go program, so your payments adjust with your sales. If business slows down, we collect less, if business picks up, you near your payoff sooner! And, there is no prepayment penalties or late fees to worry about with our cash advances.

	Infinity Capital Funding Infinity Capital Funding Other Tarzana, CA postal Work Phone: 877-422-7501Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2008 BETTER BUSINESS BUREAU STATUS: NOT LISTED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES Infinity Capital Funding is a direct funding source, providing Cash Advances to small and mid-size businesses through our network of Independent Sales Offices throughout the United States. Our goal is simple… provide creative financial solutions to business owners and a reliable resource to our Independent Sales Offices to promote the growth of their business. We achieve these objectives by staying true to our core values: Unparalleled customer service, communication and support to both our Independent Sales Offices (ISO’s) and Merchants, in order to ensure the highest level of customer satisfaction and retention in the industry. Leading the way with new and creative financial solutions. Maintain the fastest approval process in the industry. While traditional loans often take mounds of paperwork and endless months for approval, Infinity Capital Funding provides unsecured working capital in as few as seven business days with relatively little documentation. In fact, we have provided millions of dollars of working capital to business owners all across the United States and we’ve done so by establishing solid relationships with our Independent Sales Offices (ISO’s) who are the foundation of our business. An Infinity Capital Funding Merchant Cash Advance is designed with the business owner’s needs in mind. Much easier to obtain than a conventional loan, a Merchant Cash Advance is determined by your future credit card receivables, providing your business with the unsecured capital you need today! Simply put, our Merchant Cash Advance is not a loan, it is a purchase of your future credit card receivables. Then, over time, we recoup the advance through a small percentage of your daily credit card transactions. If your business accepts credit cards as a form of payment, you’re already pre-qualified for a Cash Advance. Our application and approval process is quick and simple and you will never be charged any up front or hidden fees.

	Max Advance Max Advance Other Brooklyn, NY postal Work Phone: 866-629-4464Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2007 BETTER BUSINESS BUREAU STATUS: NOT LISTED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES Max Advance Merchant Services is a privately held company based in New York City. Max Advance believes in the strength and power of U.S. small businesses and knows how difficult it can be to raise capital during periods of early growth or slow economic cycles. Max Advance was founded to address this need by offering a full line of small business financing and payment services to help small businesses grow and thrive. The Max Advance management team is composed of financing, sales, payment industry and credit card marketing experts ready to help you take advantage of their 30 plus years of industry expertise. Call today to find out how they can help your business grow.

	Merchant Capital Source Merchant Capital Source Other Huntington Beach, CA postal Work Phone: 866-467-7878Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2004 BETTER BUSINESS BUREAU STATUS: ACCREDITED NOTABLES: MERCHANT PROCESSING RESOURCE VERIFIED: YES About Us The founders of Merchant Capital Source have diverse backgrounds in business and through their own experiences recognized that the banking community was not meeting the capital needs of small and mid sized businesses. Banks and other business lenders have cumbersome lending processes that take weeks if not longer to process and they typically want to see your business plan, your tax returns and your personal financial statements. And if they give you a loan and things don’t go well, you’ll be lucky if they don’t threaten to take all your assets including your house! We are business people that understand your need for cash is a reality of doing business. You may need cash for expansion or to take advantage of inventory opportunities, or you may simply want to keep extra cash available for emergencies. But unlike banks and other business lenders, the reason you need the cash is not our concern. Our primary concern is enabling you to access the value of your Visa and MasterCard credit card sales today! At Merchant Capital Source you will receive a business cash advance that fits your unique business needs. You’ll also find the professionalism, teamwork, and compassion for your needs that enable us to serve you to the highest standards of excellence. Please explore our website to find out more and contact us directly to answer any questions you may have. Why a small business cash advance from MCS? The small business cash advance provides the capital that businesses need without the obstacles inherent with traditional lending. Appealing to banks and conventional lending institutions can mean lengthy waiting times, rigorous review of financial records, and the possibility of loan denial – or a less than adequate credit line – because of past credit indiscretions. But with a business cash advance from MCS, businesses are free from the constraints of traditional lending processes. With MCS, the business cash advance replaces the need for bank approval, removes the lengthy wait time, and puts cash in the pockets of businesses that need the cash today to respond to the many financial obligations faced by small businesses every day. Our commitment to our customers is to provide them with a fast and convenient alternative for finding the financing that they need; we give small businesses a leg up in meeting their financial obligations without the hassle; without the limitations. Why a small business cash advance from MCS? Because we are the funding source for business cash advance and you won’t be handed off to a third party that adds cost and time to the funding process. * Because we fund your business cash advance quickly with minimal paperwork. * Because we provide same day approval for a business cash advance * Because we say “yes” when banks say “no”. * Because a prior history of bad credit business loans is not a problem for us. * Because we fund your cash without you borrowing one cent When you need cash you need it fast. MCS is the leader in the small business cash advance. We also understand that entrepreneurs frequently have credit challenges that banks just can’t overcome. Don’t worry if you’ve had a previous history of bad credit business loans. When you submit an application to us, you will receive a preliminary approval of your business cash advance within the same day that you submit. The application process takes about 15 minutes of your time, and the supporting information that we will request in reaching a final approval of your business cash advance generally consists of a recent bank statement and a copy of your business license. We fund the small business cash advance within 5 to 7 days after you submit the information compared to 60 days with bank financing. If you have a history of bad credit business loans, it could take you months to receive financing from a bank. A business cash advance from MCS is cash flow friendly. We simply collect a percentage of future Visa and MasterCard sales volume. If your business has a strong month, we benefit by collecting a little more, if your business has a weak month, we collect less. In other words, we ride out the good and bad times with you. There are no fixed monthly payments that accompany unsecured business loans. A small business cash advance can be just what you need to solve your business cash advance needs and take your business to the next level.

	Merchant Cash and Capital Merchant Cash and Capital Other New York, NY postal Work Phone: 212-545-3180Main/span>
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Biography DIRECT PROVIDER OF FUNDS: YES GROUPS OR ASSOCIATIONS: BUSINESS START YEAR: 2004 BETTER BUSINESS BUREAU STATUS: LISTED, NOT ACCREDITED NOTABLES: NAMAA MERCHANT PROCESSING RESOURCE VERIFIED: YES Merchant Cash & Capital is a privately-held company formed by a handful of businessmen who have been in your shoes. Understanding how difficult it is to raise capital, they decided to make a difference – to “invest” in solid retail, restaurant and services businesses. The result is a partnership of business, legal and financial specialists who are actively involved in the day-to-day operation of our business, and available to our customers at any time during the business week. Need money for inventory, cash flow, expansion or advertising? Want to avoid a lengthy loan process with hidden fees and no guarantee of approval? Merchant Cash & Capital can help. We offer working capital to small businesses just like yours. It's not a bank loan. It's not a credit line. It is our investment in your business future. We advance you cash now. You repay it with a small, fixed percentage of your daily credit card transactions. You get the money you need to grow. You repay it out of that growth. It is simple and straight-forward. No surprises. There are no gimmicks, no strings, no restrictions on how you use your money. If you process at least $5,000/month in credit card transactions, you can get the cash you need in as little as ten days. Turn Your Credit Card Receipts Into Cash You Can Use Today. Regardless of your credit history, you may qualify for Merchant Cash & Capital funding. Once you get it, you may qualify for automatic renewals any time you need more cash. It's virtually risk-free. Find out more today.

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